Split system or ducted for a Newcastle home?
HHCBy the Hunter Home Climate editor (not a licensed technician)
Updated 3 October 2026 · 2 min read
Updated 3 October 2026 · 2 min read
Quick answer
Split systems are cheaper for one to three rooms; ducted suits heating and cooling a whole house from hidden ceiling vents. The deciding questions are how many rooms, how long you will stay, and whether there is roof space.

Side by side
| Split system | Ducted | |
|---|---|---|
| Supply and install (2026) | $1,400 to $3,000 each | $8,000 to $15,000 |
| Best for | One to three rooms | The whole house |
| What you see | A wall unit in each room | Ceiling vents and one controller |
| Needs | A wall for the indoor unit and a spot outside | Roof space for ducts and the fan coil |
| Install time | Usually a day | Several days |
Costs: hipages, January 2026. Multi-split systems (one outdoor unit, several indoor) sit between, at $3,000 to $10,000.

How to decide
- Count the rooms you really need to heat or cool.
- Check the roof space: no room for ducts, no ducted.
- Think about how long you will stay: ducted is a bigger, longer-term spend.
- Ask about zoning on ducted, so you only condition the rooms in use.
Costs in detail: split systems, ducted.
Common questions
Is ducted or split cheaper?
For one to three rooms, split systems cost far less; for a whole house, ducted can make more sense.
Can I add a split system to a house with ducted air?
Yes, for a room the ducts do not reach well, such as an extension.
Sources
- hipages, How much does reverse cycle air conditioning cost? (2 January 2026)
- hipages, How much does air conditioning installation cost? (2 January 2026)
Checked 3 October 2026. Prices are published ranges, not quotes; rebates change, so confirm with the installer and the NSW Government.